Savings Goal Calculator

Turn your savings goal into a clear monthly plan

This savings goal calculator helps you work backward from a target amount to a realistic monthly savings plan. Enter how much you want to save, how much you’ve already saved, and how many years you have until you need the money. If your savings will earn interest, you can also include an expected annual return.

The calculator shows how many months you have to save, how much you need to set aside each month, and an estimate of how much of your final balance comes from interest or investment growth. This makes it easy to compare short aggressive plans with longer, more comfortable timelines.

Use this tool to plan for specific milestones like an emergency fund, vacation, wedding, home down payment, or school tuition. Once you know your monthly number, you can build it into your budget and automate transfers so your goal stays on track without constant effort.