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Long-Term Investing

Retirement Savings Calculator

Estimate your potential nest egg by retirement age. Adjust your savings rate and expected investment returns to see how your choices today shape your financial future.

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Retirement Projection

See how your savings can grow over time.

30
1865
65
4075
$25,000
$0$500K
$500
$0$5K
7%
2%12%

Projected Retirement Balance

$0

Years Until Retirement

0

Total Contributions

$0

Investment Growth

$0

Balance Breakdown

Contributions (40%) Growth (60%)

Understand your retirement trajectory

This retirement calculator estimates how much money you could have by your chosen retirement age. Start by entering your current age and target retirement age, then add your existing retirement savings and how much you plan to contribute each month. The calculator uses your expected annual return to project how those contributions could grow over time through compound interest.

The results show your projected retirement balance, how many years you have left to invest, and how much of your final balance comes from your contributions versus investment growth. This helps you see how increasing your monthly savings or giving your money more time in the market can meaningfully change your future.

Use this projection as a starting point for more detailed planning. You may want to revisit your assumptions about investment returns and savings rates over time, but having a clear target makes it easier to stay consistent and on track for the retirement lifestyle you want.

This tool is for illustrative purposes only and does not constitute financial advice.